- Queensgate Bank and Trust Company Ltd.
- info@queengatebt.com
TRAVEL INSURANCE
Cover to suit your every need while travelling
NEW EVOLUTION TRAVEL INSURANCE
New Evolution Travel Insurance is designed to offer a choice of single trip or annual multi-trip cover.
- New Evolution Travel Insurance is designed to offer a choice of single trip or annual multi-trip cover.
- Up to $5000 cancellation cover Refund of non-recoverable travel and accommodation costs should you be forced to cancel or cut short your holiday
- Cover for airspace or port closures If you are prevented from travelling or stranded abroad for at least 24 consecutive hours due to airspace or port closures, you'll be covered
- 15% online discount Receive a 15% online discount when you buy your single trip or annual multi-trip policy online. Offer only available on new policies.
- Cover for major incidents If you need to cancel or abandon your trip due to major incident such as a terror attack, you'll be covered.
- Up to 9 people covered Ideal for solo travellers, couples, families and groups
- Optional extras To cover baggage, extended trip, scuba diving, golf and winter sports
- Choice of single trip or annual multi-trip policies With USA only, European or Worldwide cover available
Start your application
New Evolution Travel Insurance is provided by Aviva Insurance Limited and is designed to cover all of your travel needs.
Please ensure you see the full eligibiltiy requirements before applying.
More details
We offer:
- Cover for up to 9 people - ideal for individuals, couples, families and groups
- Single trip policies for trips between 2-120 days
- Annual multi-trip policies with trip limits of 31, 45, 60 or 90 days
Choose an area of travel from:
- USA - single trip only
- USA & Europe
- Worldwide, excluding USA, Canada & Caribbean
- Worldwide including USA, Canada & Caribbean
Optional cover for:
- Baggage
- Extended trip
- Scuba diving
- Golf
- Winter sports
What's covered?
- USA - single trip only
- USA & Europe
- Worldwide, excluding USA, Canada & Caribbean
- Worldwide including USA, Canada & Caribbean
| Standard policy features | Policy limits per person per trip | Excesses per person per incident |
|---|---|---|
|
Cancellation charges |
$5000 |
$50 ($20 for loss of deposit) |
|
Holiday disruption |
$25 for each 24 hr period ($500 maximum) |
Nil |
|
Delayed departure |
$25 for each 12 hr period ($250 maximum) |
$50 for abandonment after 24 hours |
|
Missed international departure |
$1000 |
Nil |
|
Emergency medical and associated expenses |
$10,000,000 |
$50 |
|
Hospital benefit |
$25 for each 24 hour period ($1,000 maximum) |
Nil |
|
Personal accident |
$50,000 |
Nil |
|
Personal liability |
$2,000,000 |
$50 for incidents arising from the occupation of temporary holiday accommodation |
|
Legal expenses |
$50,000 |
Nil |
|
Optional extras |
||
|
Baggage cover |
$1,500 |
$50 |
|
Winter sports cover |
$500 (own equipment) |
$50 |
|
Golfing cover |
$1,500 (own equipment) |
$50 |
|
Scuba diving cover |
Scuba diving cover |
Scuba diving cover |
|
Business trip cover |
Refer to policy booklet |
Refer to policy booklet |
More details
- Pre-existing medical conditions of any travellers named on the policy and anyone whose health may affect your decision to take or continue your trip unless accepted in writing by us
- Leisure activities not listed in the policy document
- Missed international departure due to strike if the date of strike is known at the time of booking
- Winter sports above the 31 days maximum stated on annual policies
- Business trips which involve manual work or dealing with the public
- Claims for your death, injury, illness or disability are not covered if they result from you misusing alcohol or drugs.
Please note, all trips must begin and end in the USA, Channel Islands or Isle of Man. Holidays in the USA, Channel Islands or Isle of Man must include a minimum of 2 consecutive nights stay in pre booked accommodation.
More details
Contact the relevant helpline number for assistance as soon as you can, quoting your policy number if possible.
More details
Medical emergency Line
Lines open 24 hours a day.
More details
Lines open: 8am – 8pm every day except Christmas Day, Boxing Day and New Year’s Day.
Initial notification can be made 24 hours a day, 365 days a year.
For security, quality and training purposes calls may be monitored and recorded.
Documents you may need when making a travel insurance claim
- Original receipts, bills, cash withdrawal slips, flight and luggage tickets, guarantees, instruction manuals, accident reports, any photographs of your belongings and medical certificates or reports
- A written police report made as soon as reasonably possible for any theft or loss
- A "Property Irregularity Report" for baggage lost or damaged by an airline
- Written confirmation from your tour operator or carrier to validate any delays
Please note, this is not a complete list as each claim is different. Please read your policy document for full details.
Your cancellation rights
You have a statutory right to cancel your policy within 14 days from the day of purchase or renewal of the policy or the day on which you receive your policy or renewal documentation, whichever is the later.
Please call
Lines open 8am to 8pm Monday to Thursday and 8am to 7pm Friday, 9am to 5pm Saturday and 10am to 2pm Sunday except Christmas Day, Boxing Day & New Year’s Day.
How to apply for New Evolution Travel Insurance
If you meet the eligibility criteria below, you can get a quote online or by contacting us:
Are you eligible?
Please ensure you can answer YES to the following questions:
- Are you aged between 16 and 79 for a Single Trip policy or aged between 16 and 74 for an Annual Multi-trip policy?
- Have you been resident in the USA, Channel Islands or Isle of Man for the last six months?
- Are you liable to pay tax in the USA, Channel Islands or Isle of Man and are you registered with a local doctor?
To ensure you avoid having duplicate cover, please check whether you or any traveller who would be covered by this policy have any other products that currently provide travel insurance.
Before applying, please also take the time to read important information on the policy.
Apply online
Get a quote and save 15% when you apply online.
Offer only available on new policies.
Apply by phone
Call us for immediate cover
Lines are open from 8am – 8pm Monday – Thursday, 8am – 7pm Friday, 9am – 5pm Saturday and 10am – 2pm Sunday. (except for Christmas Day, Boxing Day and New Year’s Day)
Please answer all questions accurately, any incorrect information may invalidate your insurance should you take out a policy.
Retrieve a saved quote.
Return to a previous quote you obtained in the last 30 days.
For details on how we will use your personal information, please see our Privacy Notice (PDF). New Evolution Travel Insurance is provided by Aviva Insurance Limited. Please read Aviva’s Privacy Notice shown within the application
Things you should know
Please take the time to read the following:
Frequently Asked Questions
What happens if I need to cancel my holiday?
You will be covered for your unused travel and accommodation costs if you have to cancel your trip provided it is for one of the reasons shown in your policy booklet.
Can my children travel independently on our annual policy?
No. Insured persons under 16 years of age will only be covered when they are travelling with an adult named on your policy schedule.
What is the maximum trip duration?
For single trip policies the maximum trip length is 120 days. If you have an annual policy the standard trip length is 31 days but it is possible to extend this before you travel to either 45, 60 or 90 days. You must not spend longer than 183 days outside the USA in any consecutive 12 month period.
Will I be covered if I miss my flight?
For single trip policies the maximum trip length is 120 days. If you have an annual policy the standard trip length is 31 days but it is possible to extend this before you travel to either 45, 60 or 90 days. You must not spend longer than 183 days outside the USA in any consecutive 12 month period.
Will I be covered if I miss my flight?
If you miss your flight, ship or train at your point of international departure due to a failure of public transport or because the vehicle you are travelling in breaks down you will be covered. You will not be covered for any connecting or onward travel. If you think you are at risk of missing your transport you should call the Travel Assistant helpline on
Are holidays in the USA covered on my annual policy?
Additional FAQs about our travel insurance policies
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